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Monday, August 14, 2006

Sample Rental Agreement

Rental Agreement
(Sample)



This agreement of Tenancy is made and executed at ________________ city on this ___st day of _____ 200_, by & between ______________ _______________________ _________________________ _________________________________________, hereinafter referred for to as the OWNER, and __________ __________________ ______________________________ ____________________________________, hereinafter referred as the TENENT.

Whereas, the Tenant has requested the Owner, to let out the premises bearing address: _______________________________________ ____________________________ ______________________________________ ___________________________ in consideration of the rent hereinafter reserved and the conditions hereinafter stated.

Now this agreement witnesses as follows:

  1. The Tenant shall pay a monthly rent of ________ (in words _________ _______ _____________ ______________only) on or before ___ day of every month.
  2. The Tenant has deposited with Owner ________ (in words _________ _______ _____________ ______________only) as advance and security deposit which the Owner hereby acknowledges the said sum shall carry no interest but refundable to the Tenant on the termination of the tenancy.
  3. The tenancy shall be in force for a period of eleven months from the above said date, and the month of tenancy being the English calendar month.
  4. The Owner shall have the right to terminate the tenancy if the Tenant fails to pay the rent regularly for a consecutive period of two or more months, or commits breach of any of the terms herein.
  5. The Tenant shall use the premises only for residential purpose and shall not use it for any offensive or objectionable purpose, and shall not any consent of the Owner hereby a sublet under lease or part the possession of the any whomsoever or make any alteration therein.
  6. The Owner shall allow the Tenant peaceful possession of any enjoyment of the premises during the continuance of tenancy provided the Tenant acts up to the terms of this agreement.
  7. The Tenant shall not cause any damage to the fixed fixtures on the above said property. Any damage cause shall be repaired at the cost of the Tenant.
  8. The Tenant shall pay electricity & ___________________ chargers separately and the Owner shall pay the property taxes & ___________________.
  9. It is hereby agreed that one month notice on either side is required for the termination of the tenancy.
  10. The tenancy shall be renewed for further period/s mutually agreed between parties on the terms and conditions.
  11. After the expiry of 11 months the Tenant is herein agreed to pay ___% of increase in the enhancement of the existing rent.

    Fittings
    § Tube Lights: ____
    § Fans: ____
    § Geysers: ____

    In witnesses whereof the parties have set their respective hands onto this agreement, of the day, the month & the year first above written.



    Witnesses:

    1.

    Owner          





    2.


    Tenant          

Wednesday, April 26, 2006

Do Not Call Service or Don’t Disturb List – India

To insulate yourself against unsolicited telemarketing calls from agencies selling credit cards and other banking products, register your name and cell phone or land line number in the below mentioned banker’s website.

The Indian Banks Association jointly with MasterCard and card issuing bankers plans to come out with a common `do-not-call registry' to avoid unsolicited telephone calls.

At a meeting, IBA and the India Cards Council (ICC) have agreed to work on the common registry.

The move follows the Reserve Bank of India guidelines issued in November 2005, asking banks to set up a do-not-call registry for customers who did not wish to receive calls on mobile or land line numbers.

Ban Bank Calls

ICICI (Industrial Credit and Investment Corporation of India) http://www.inuonline.com/dnc/donotcall.asp

SBI (State Bank of India) http://www.sbicard.com/sbi/donotcall.jsp

HDFC (Housing Development Finance Corporation Limited)https://www.hdfcbank.com/applications/misc/dnc/dnc.htm

HSBC (Hongkong and Shanghai Banking Corporation), Indiahttps://www.tools.asiapacific.hsbc.com/webform/apply?id=in+donotcall

SCB (Standard Chartered Bank), Indiahttps://play.standardchartered.com/smail/in/IN12/index.html

Couldn’t get Citibank’s “Do Not Call” Service URL, if you know post it here.

Tuesday, March 07, 2006

NUMEROLOGY

Essence of Numerology



Numerology is the ancient practice of converting letters into numbers (A=1, B=2, C=3, etc), and comparing the results to uncover the hidden associations between words.

Numerology is a study of numbers, and the occult manner in which they reflect certain aptitudes and character tendencies, as an integral part of the cosmic plan. Each letter is said to posses a numeric value that provides a related cosmic vibration. The sum of the numbers in your birth date and the sum of value derived from the letters in the name provide an interrelation of vibrations. These numbers show a great deal about character, purpose in life, motivations, and talents.

Experts in numerology use numbers to determine the best time for major moves and activities in life. Numerology is used to decide the best time to invest, marry, travel, change jobs, or relocate.


Types of Numerology:



The three major forms of numerology in use today are the Kabbalah, the Chaldean and the Pythagorean.

The Kabbala: means knowledge that comes through the mind and soul rather than through a teacher. This originated in Hebrew mysticism, and interprets only the meaning of the name. The Kabbalah was developed for the Hebrew alphabet, and therefore has only 22 vibrations ranging from 1 to 400. It was adapted for the Greek alphabet, then further adapted for the Roman alphabet.

Chaldean Numerology: was originally developed in Ancient Babylon (now Iraq), and combines Kabbalistic name interpretation with aspects of astrology. 9 is considered holy and therefore is kept apart from other vibrations, except when it results as the sum of vibrations (e.g., from an individual's name). In Chaldean numerology, compound numbers always used. Single digits represent the outer aspects of a person, while double digits reveal inner influences.

The Pythagorean Method: was developed by Pythagoras, a Greek mathematician and metaphysician who lived during the 6th century BC. Pythagoras was as interested in metaphysics and spiritual development as he was in math, so it's no wonder then why he joined the two disciplines

There are only nine numbers in Numerology (1 to 9) and all other numbers are the derived these nine numbers. For instance if the number is 29 or it will be calculated thus: 2+9=11. Now when added up again, it becomes 1+1=2. So resultant number is 2.


Based on the theory of numbers, below are readings of a general nature:



1->A person with No.1 as his/her birth date has leadership qualities, self-confident, hardworking and persevering. Sunday is the most important week day and 1,10,19,28 are thelucky numbers. Pink is the lucky color and east is the preferable direction. Lucky gemstone is the Ruby and your life partner can be from numbers 1, 2, 3, and 9.

2->Persons with No. 2 are calm and peace loving people. They are very free and frank but can also be very sensitive and zealous. They hate hard work and are extremely talkative. They believe in love marriage which doesn't turn out quite right. Monday is the lucky day and the lucky numbers are 2, 11, 20, and 29. Preferable direction is Northwest and crème and light yellow are best colors. Your lucky gem is the Moon stone and you select life partner with numbers 3 and 9.

3->People with number 3 are divine and spiritual and philosophical. They are calm, composed and courageous. They love teaching and administrative fields. Thursday is the lucky week day and 3,12,21 and 30 are the best numbers. Golden yellow and copper are the best colors. You can select your life partner with numbers 1,2 and 6,9.Pukraj(yellow sapphire) is the lucky gem.

4->People with No.4 are very enterprising and have a strong business sense despite being tough nuts to crack. A life partner with numbers 4, 6 and 8 are best suited. Their lucky color is ash(cement), and all light shades of black and blue. Their lucky day is Saturday and 4, 22,13,31 are the lucky numbers Their lucky stone and direction are the Saphire and South-West respectively.

5->People with No. 5 are very charming because of their magnetic personality. Though they have a highly practical approach to life, they can be pretty suspicious. But they can be very good in business, accounting, scripting etc. Lucky dates are 5,14, and 23.The lucky week day is Wednesday. Suitable life partner can be with numbers 1, 8. Green is the lucky color and emerald is the lucky gem stone.color is pink and the preferable direction is south. The lucky gem for is diamond.

6->Persons with No.6 are very creative, specially in the fields of photography and music and arts. They are highly sociable and make excellent hosts. They like being fashionable and stylish. They can select their life partner with numbers 1,2and 8.The lucky numbers are 6,15,24.The lucky color is pink and the preferable direction is South. The lucky gem is diamond.

7->People with No.7 are adventurous, ambitious, hardworking and flexible by nature and are fond of traveling. Tuesday is the lucky week day. 7, 16, and 25 are the lucky numbers. They can select life partner with numbers 3, 6 and 8.The lucky color is Green and Blue. The preferable direction is South. The lucky gemstone is vaidurya(cat's eye)

8->People with No.8 are very straightforward, ambitious and tolerant. They have original thoughts and actions. They can’t tolerate nonsense of any kind. . The lucky numbers are 8,17,26.the weekday which brings fortune is Saturday and Wednesday. They can select life partner with numbers 5,6 and 8. The preferable direction is West. The lucky gem stone is blue sapphire (Neelam).

9->Persons with No.9 are highly focused. They can take up challenges and adversities head on. They are also sticklers for customs and traditions. They love hard work and also good at sports. The luckiest week day is Tuesday. The preferable direction is south-east. They can select life partner with numbers 1, 2, 3 and 6. The lucky numbers are 9, 18, and 27. The lucky gem stone is Pagadam Red coral).